Please check the Bloomberg.com “Echoes” blog where SIGCIS chairman, Thomas Haigh, and members David Stearns and myself have a piece at http://www.bloomberg.com/news/2012-03-29/visions-of-a-cashless-society-echoe... Please support this research by visiting the site Thanks Bernardo (Bangor University, Wales) -- ==================   Twitter  @BatizLazo Technological Innovation in Retail Finance: International Historical Perspectives Edited by Bernardo Batiz-Lazo, J. Carles Maixé-Altés, Paul Thomes http://www.taylorandfrancis.com/books/details/9780415880671 Home page: http://www.bangor.ac.uk/business/staff/bernardo_batiz-lazo.en.php Working papers: http://ideas.repec.org/e/pba14.html