Coleagues The following is now being distributed Technological Innovation in Retail Finance: International Historical Perspectives Edited by Bernardo Batiz-Lazo, J. Carles Maixé-Altés, Paul Thomes http://www.taylorandfrancis.com/books/details/9780415880671/ you can find the introduction here http://ideas.repec.org/p/pra/mprapa/26212.html And I take the liberty of including the table of contents PART I Introduction 1 In Digital We Trust: The Computerization of Retail Finance in Western Europe and North America BERNARDO BÁTIZ-LAZO, J. CARLES MAIXÉ-ALTÉS, AND PAUL THOMES PART II Digitalizing Commercial Banks 2 From Prehistory to the History of Computers in Banking: Mechanization of Data Processing and Accounting Methods in French Banks, circa 1930–1950 HUBERT BONIN 3 Britain’s First Computer Centre for Banking: What Did This Building Do? IAN MARTIN 4 Technical and Organizational Change in Swedish Banking, 1975–2003 JOAKIM APPELQUIST 5 Computerization of Commercial Banks and the Building of an Automated Payments System in Mexico, 1965–1990 92 GUSTAVO A. DEL ANGEL MOBARAK PART III Digitalizing State, Mutual, and Savings Banks 6 Is There an ICT Path in the German Savings Banking Industry? Circa 1900–1970s PAUL THOMES 7 Organizational Change and the Computerization of British and Spanish Savings Banks, circa 1950–1985 BERNARDO BÁTIZ-LAZO AND J. CARLES MAIXÉ-ALTÉS 8 Techno-Nationalism, the Post Offi ce, and the Creation of Britain’s National Giro ALAN BOOTH AND MARK BILLINGS 9 Rabobank: An Innovative Dutch Bank, 1945–2000 JOKE MOOIJ PART IV Socio-Historical Aspects of Digitalization 10 The Automated House: The Digitalization of the London Stock Exchange, 1955–1990 JUAN PABLO PARDO-GUERRA 11 Historicizing Consumer Credit Risk Calculation: The Fair Isaac Process of Commercial Scorecard Manufacture, 1957–circa 1980 MARTHA POON 12 Automating Payments: Origins of the Visa Electronic Payment System DAVID STEARNS PART V Wrapping Up and Grand Conclusions 13 Retail Banking and the Dynamics of Information Technology in Business Organizations LARS HEIDE Saludos / best wishes Bernardo -- Bernardo Batiz-Lazo, FRHistS Professor of Business History and Bank Management Ysgol Busnes Bangor / Bangor Business School Prifysgol Bangor / Bangor University Gwynedd LL57 2DG (Cymru / Wales) b.batiz-lazo [at] bangor.ac.uk